Cryptocurrencies are an unregulated financial product. They are speculative instruments and involve a substantial degree of personal risk for those who hold them, including the risk of complete loss of capital with no legal recourse. There can be no assurance that any cryptocurrency, or other digital asset is or will be viable, liquid, or solvent. Nothing on our website, app or in any other material or communication from us is intended to imply that holding cryptocurrency is low-risk or risk-free, and we do not offer nor will we give any advice or recommendation on investments in cryptocurrency or otherwise.